How it works
Calculate Amount
Select your desired loan
amount using the online loan
calculator when you click
‘Apply Now’
The repayment amount is
calculated instantly.
Apply
Fill out the simple application
form and provide us with the
relevant documentation:
• Contact Info
• SA ID document
• Photo “selfie” of you with your ID
• 3 months bank statement
• Your most recent payslip
• Proof of residence
Approval
Once we verified your
documentation and credit
history, we will send you the
loan contract to sign.
Repayment Terms
All payments are collected via debit order in a single payment direct from your bank account on the date of your next salary date.
Renewals
Loan extensions will be handled as a new loan agreement and the same interest rates will apply for these loans.
Non-payment
Non-payment of your account will result in a R60 service fee and 5% interest added every month.
Failing to pay back your loan in two months will
result in your account being handed over to an
external debt collection company.
Your credit rating will decrease and make it
difficult for you to qualify for finance at other credit providers in the future.