How it works

Calculate Amount

Select your desired loan

amount using the online loan

calculator when you click

‘Apply Now’


The repayment amount is

calculated instantly.

Apply

Fill out the simple application

form and provide us with the 

relevant documentation:


• Contact Info

• SA ID document

• Photo “selfie” of you with your ID

• 3 months bank statement

• Your most recent payslip

• Proof of residence

Approval

Once we verified your 

documentation and credit

history, we will send you the 

loan contract to sign.

Get Paid

We deposit the loan amount 

into your bank account.

Repayment Terms

All payments are collected via debit order in a single payment direct from your bank  account on the date of your next salary date.

Renewals

Loan extensions will be handled as a new loan agreement and the same interest rates will apply for these loans.

Non-payment

Non-payment of your account will result in a R60 service fee and 5% interest added every month.



Failing to pay back your loan in two months will

result in your account being handed over to an

external debt collection company.

Your credit rating will decrease and make it 

difficult for you to qualify for finance at other credit providers in the future.