FREQUENTLY ASKED QUESTIONS

  • What are your business hours?

    Our business hours are:

    Monday - Friday: 8:00 - 17:00

    Saturdays: 8:00 - 12:00

    Sundays: Closed

  • Where do you have branches?

    Branches in Limpopo:


    Thohoyandou:

    Office 101, Mutsindo Mall

    Office 56, LIMDEV Building


    Elim:

    Shop 22, Hubyeni Shopping Centre


    Nzhelele:

    Shop 45, Makhado Nzhlele Valley Shopping Centre.


    Lephalale:

    Fox Odendaal str. 30, Lephalale, 0555


    Northam:

    Shop 6, WFT Plaza, Venter str.6


    Branches in North West:


    Potchefstroom:

    77 Walter Sisulu ave, Potchefstroom


    Branches in Free State:


    Welkom:

    8 Elizabeth street, Welkom


    Virginia:

    8 Goldarce street, Virginia east, Virginia


    Branches in Gauteng:


    Vereeniging:

    Shop 8 Milba building, cnr Leslie & Merriman avenue


    Branches in Mpumalanga:


    Carolina: 

    Voortrekker str. 46B, Carolina, 1185


    Barberton:

    Crown str. 8, Hyperstore Building.

  • How does it work?

    Step 1: Calculate the Amount

    Select your desired loan amount using the online loan calculator when you click  ‘Apply Now’

    The repayment amount is calculated instantly.


    Step 2: Apply

    Fill out the simple application form and provide us with the relevant documentation:


    • Contact Info

    • SA ID document

    • Photo “selfie” of you with your ID

    • 3 months bank statement

    • Your most recent payslip

    • Proof of residence


    Step 3: Approval

    Once we verified your documentation and credit history, we will send you the loan contract to sign.


    Step 4: Get Paid

    We deposit the loan amount into your bank account.

  • What are your repayment terms?

    All payments are collected via debit order in a single payment direct from your bank  account on the date of your next salary date.

  • Can I extend my loan?

    Loan extensions will be handled as a new loan agreement and the same interest rates will apply for these loans.

  • What happens if I do not repay my loan?

    Non-payment of your account will result in an R60.00 service fee and 5% interest added every month.


    Failing to pay back your loan in two months will result in your account being handed over to an external debt collection company. Your credit rating will decrease and make it difficult for you to qualify for finance at other credit providers in the future.